October Pressures on Long Island

For Nassau and Suffolk residents, October often brings a rude awakening: the IRS has posted extension filings, assessed balances, and started sending notices. High property costs and multiple income sources make tax planning difficult—and underpayments easy to miss.

Common Problems We See

• Back-year unfiled returns
  
• Incorrect IRS substitute filings inflating balances
  
• Payroll or self-employment tax debts
  
• Penalties growing faster than the original liability
  

Our Process

At Fine & Clear, we begin with a full transcript analysis. We correct filings, document household expenses, and present the IRS with an accurate financial picture. That’s how we secure Installment Agreements that fit your life—or negotiate an Offer in Compromise when justified.

Why October Matters

Liens recorded late in the year can appear on next year’s credit reports. Addressing your case now keeps your record clean heading into 2026.

Local Experience, Real Relief

Serving Long Island means understanding its cost-of-living realities. Our approach balances compliance with practicality, ensuring your solution lasts.

Call today for a free consultation with our experienced team. We’ll review your case, explain your options, and start working toward the best possible outcome.