Why the IRS Thinks You Underreported Income on Long Island — And How to Fix It Before It Becomes a Bigger Problem
Many Long Island taxpayers are surprised when an unexpected IRS notice arrives accusing them of underreporting income. It can happen in Uniondale, Hempstead, Garden City, the Five Towns, Hicksville, Queens-adjacent neighborhoods, and everywhere in between. The notice might be a CP2000, a Proposed Assessment, or something labeled “Income Discrepancy.” No matter the version, the message […]
Why Long Islanders Are Seeing Higher Balances on IRS Notices
Long Islanders often discover they owe more than expected when the IRS issues an adjustment notice. These letters can feel intimidating, but understanding why they happen helps you regain control. Income Reporting from Multiple Sources Long Island residents frequently juggle multiple income streams: Any omission leads the IRS to add tax automatically. Misapplied Credits If […]
How to Stop an IRS Wage Garnishment Fast in New York
Few things feel as violating as opening your paycheck and realizing the IRS has already taken a big slice of it. For many New Yorkers, that’s the first time the reality of a tax problem fully hits. Up until then, notices could be ignored, stacked on the counter, or pushed to “later.” A wage garnishment […]
Can You Really Settle IRS Tax Debt for Less Than You Owe? A Long Island Taxpayer’s Roadmap
If you live on Long Island or anywhere in New York, you don’t need anyone to tell you that the cost of living is high. By the time you cover your mortgage or rent, property taxes, utilities, commuting costs, childcare, and groceries, there’s often very little left. Add IRS or New York State tax debt […]
IRS Wage Garnishment in Long Island: What It Means and How to Stop It
Seeing part of your paycheck disappear because of an IRS or New York State garnishment can feel overwhelming. The good news? You have rights — and solutions — to get your income back. What Is a Wage Garnishment? Both the IRS and the NY State Department of Taxation and Finance can order your employer to […]
Unfiled Tax Returns: How Much Trouble Are You In?
If you haven’t filed your taxes for a few years, you’re not alone. Many New Yorkers fall behind due to life changes, illness, or financial setbacks. The key is to act before the IRS or state steps in — and they will. What Happens If You Don’t File Both the IRS and NY State can […]
Uniondale, NY IRS Debt Resolution in October 2025
October Pressures on Long Island For Nassau and Suffolk residents, October often brings a rude awakening: the IRS has posted extension filings, assessed balances, and started sending notices. High property costs and multiple income sources make tax planning difficult—and underpayments easy to miss. Common Problems We See Our Process At Fine & Clear, we begin […]
How Long Can the IRS Collect Back Taxes? (The 10-Year Rule Explained)
If you’ve owed taxes for years, it can feel like the IRS will never stop calling. In reality, federal law gives the IRS 10 years to collect most debts — after that, the balance expires. This is called the Collection Statute Expiration Date (CSED). When the Clock Starts The 10-year period begins when the IRS […]
5 Common Reasons You Get an IRS Audit and How to Avoid Them on Long Island
No one wants to receive a letter from the IRS or the New York State Department of Taxation and Finance (DTF). The word “audit” can instantly trigger feelings of anxiety and fear. For many on Long Island, this can feel like an overwhelming situation. Fortunately, understanding the most common red flags can help you steer […]
Unexpected Tax Bill on Long Island? A CPA’s Guide to Solving Your IRS & NYS Tax Problems
Here on Long Island, we’re all too familiar with the feeling of a high tax burden. From property taxes to general cost of living, it can feel like you’re constantly fighting an uphill battle. But when a notice arrives from the IRS or the New York State Department of Taxation and Finance, it brings a […]